Buying an Extended Warranty
Answers about when you can buy an extended warranty, purchasing from a dealer or privately, and arranging cover for a vehicle you already own.
Can I buy an extended warranty after buying a car?
Yes. Subject to vehicle and product eligibility, you can generally arrange an extended warranty after you have purchased the vehicle. You do not necessarily need to buy it from the selling dealer or at the time you buy the car.
Do I have to buy an extended warranty from the motor dealer?
No. You can compare available aftermarket warranty options separately from the vehicle purchase. This can give you time to compare cover, exclusions, claim limits, servicing requirements and cost before deciding.
When is the best time to buy an extended warranty?
That depends on your circumstances. You may arrange cover when buying a vehicle, while you already own it, or before existing manufacturer or statutory protection ends, subject to product eligibility. Arranging it earlier can also help preserve access to higher cover levels before the vehicle passes age or kilometre eligibility thresholds.
Can I arrange an extended warranty now and have it start later?
Yes, subject to the applicable product and eligibility requirements. A future commencement date can be useful where manufacturer or statutory warranty protection still applies.
How much does an extended car warranty cost?
There is no single standard price. Cost can vary according to factors such as the vehicle's make, model, age and kilometres, the warranty product, level of cover and selected term. A lower price does not necessarily mean better value, so compare the cover and claim limits as well as the premium.
What should I compare before choosing an extended warranty?
Compare the actual warranty documentation, not only the price or brochure. Check what is covered, important exclusions, claim limits, any overall benefit limit, servicing requirements, kilometre restrictions, claims procedures, transfer and cancellation conditions, and who provides the warranty.