Cover & Exclusions
Understand what may be covered, common exclusions and how warranty cover can differ.
What does an extended warranty cover?
There is no one-size-fits-all answer. Some warranties provide broad mechanical, electrical and electronic cover subject to stated exclusions, while others list the components or events that are covered. Always check the applicable warranty documentation for the exact cover.
Does an extended warranty cover engine repairs?
Covered engine components can be included, depending on the warranty product and level of cover. Whether a particular repair is covered also depends on the cause of failure, exclusions, servicing compliance, claim limits and the other warranty terms.
Does an extended warranty cover transmission repairs?
Covered transmission components can be included, depending on the product and level of cover. The circumstances and cause of the failure, exclusions, servicing requirements and applicable claim limits also need to be considered.
Does an extended warranty cover wear and tear?
An extended warranty is generally intended to assist with covered mechanical or electrical failures, not routine maintenance or components that have simply reached the end of their normal service life. Wear and tear provisions vary between products, so the cause of the failure and the actual warranty terms are important.
What does 'no limit per claim' mean?
It does not necessarily mean unlimited cover. A warranty may have no specified dollar limit for an individual claim while still having an overall maximum liability or benefit limit. Depending on the product, an overall limit may be linked to the vehicle's market value at the time of claim.
Are service and maintenance items covered?
Routine servicing, maintenance items and consumables are generally not what an extended warranty is designed to cover. The warranty documentation identifies the applicable covered components and exclusions.